Quick Loans

Compare, apply and relax…we bridge you to instant cash loans in 1 hour.

How much do you need?

Financial emergencies are sometimes stringent, and you have to arrange funds immediately. If your savings are not sufficient, quick loans become the only solution in such circumstances. But before you apply for these loans, you need to know their meaning, benefits, features and application process. Also, need to understand how an online loan broker like Finloanhub can help you get access to the best loan offers.

quick loan?

What is a quick loan?

A quick loan is a short-term personal loan for temporary and urgent needs like a sudden medical emergency. These loans in Ireland may not need a personal guarantee or collateral to secure the repayments. However, you need to prove your creditworthiness by providing income and employment stability proof.

We pick the lender who can offer you a loan without credit score or employment status constraints. It means you can apply with a good, fair or bad credit score, but you just need to have a strong repayment ability. Similarly, whether you are employed, self-employed, a freelancer, or a part-time worker, loan providers do accept applications.

Features of Quick Cash Loans

Get an loan quote to get started

How do quick loans work?

The process to apply for these loans is entirely digital. You can even upload the documents digitally, as the application process is device-friendly.

Apply online

Fill out an online application form where you need to put a few financial and personal details, and submit. This one form will be used to assess your repayment ability.

Soft credit check for loan quotes

Through a soft credit score check, we find the lenders that can approve you for funds as per your current income status. Due to plenty of loan providers, you always get multiple options.

Get matched with lenders

After credit assessment, we can easily match you with the lenders providing an instant cash loan in 1 hour without documents. They all offer their best deals on interest rates.

Compare loan offers

Now it is your turn to play your part and compare all the loan companies and their loan offers we have shortlisted for you. Compare deals on interest rate, repayment schedule, etc.

Accept a loan offer and receive funds

Decide and accept a loan offer. Once you do so, the concerned lender processes funds and sends you money through an electronic fund transfer.

Repay on time in easy instalments

Use the funds for any purpose, as there is no constraint. But don't forget to pay timely instalments, as a late payment penalty may apply, and your credit score can be affected too.

Purpose

What are the purposes of quick loans?

For the following major purposes, you can rely on cash loans and solve your financial concerns in no time.

Urgent expenses like car repair and medical bills can be covered.

Pay overdue electricity, gas or water bills before it is too late.

Manage small-scale home repair or maintenance needs that occur instantly.

Settle or consolidate small debts by availing quick funds online.

Cover moving or relocation expenses, avoiding additional burden.

Arrange funds for unplanned travel, making urgent bookings.
Welcome your little human stress-free without worrying about expenses.

Can I get quick loans despite bad credit?

Yes, you can get urgent loans for bad credit in Ireland, considering your credit purchasing power. No need to mention, lenders always have doubts about the repayment ability of a poor credit applicant. But don't worry, as you can work on some factors to get an instant decision and receive funds.

What are the pros and cons of fast loans online?

You can choose better when comparing when you know about both the good and the bad sides of quick loans.

Aspect

Advantages

Disadvantages

 

Accessibility

100% digital and easy application

Some lenders, like credit unions, have partial paperwork.

Speed

Instant approval and same day funding

Speedy process provokes overborrowing

Credit flexibility

Available for all types of credit score applicants

Higher interest rate is for fund seekers with bad credit score

Repayment

Short-term and affordable due to customisation.

Burdensome for the monthly budget if you fail to get a low rate.

Transparency

Clear terms and upfront costs

Possibility of hidden fees with poor credit lenders.

What are the types of quick loans?

The loans available with instant approval decisions can be counted as quick loans. There are multiple options to consider if you are desperately asking, “I need financial help immediately” for an urgent need.

Emergency loans

These are just like instant loans with a different term used by several lenders. These too have the same feature of providing instant funds in a few hours after approval.

Bad credit loans

These loans are specifically available for people with poor credit. But the interest rate is high considering the risky profile of applicants with a less-than-perfect credit record.

Short-term loans

A small tenure loan product, like other fast loan types, that can be qualified for as per your credit purchasing power. Borrow for any need, as there is no constraint on the purpose.

Instalment loans

Borrow funds and repay in easy instalments. These loans are a type of quick, same-day loans that you can manage to pay back effortlessly after using them for any purpose.

Quick loans Vs payday loans - Are they both the same?

Considering the speed of both the quick and payday loans, you may find both loan products similar. Well, are these funding sources same or different? Many of our customers doubt it. The comparison below will also reveal the cheapest loans.

Quick Loans

Payday Loans

For general short-term needs

Cover urgent expenses until next payday

3 months to 2 years loan tenure

 

One-month loan tenure

Moderate interest rate

 

High interest rate

Ideal for short-term or urgent needs

Ideal for one-time and urgent needs

 

Available at lending and broker platforms

Available at direct lender platforms usually

 

Why is Finloanhub a fair choice?

You can consider us for a quick loan due to the following potential reasons. For digitally excluded applicants or those with less mobility, we even offer quick doorstep loans with instant decision.

Digitised process

All the work of assessment, getting matched to lenders, shortlisting lenders, and receiving loan quotes happens online only.

Soft checks only

To match with the suitable lenders, we perform a soft check assessment without affecting your credit score.

Trusted lenders only

Our panel selects only trusted and established lenders, as only they can provide dependable loan services.

Credit-friendly deals

Apply for loans with a good, fair or poor credit score. We have loan options and lenders for all credit types.

Transparent comparisons

You get side-by-side comparisons as per interest rate, repayment ability and other filters for your financial needs.

Finloanhub is available 24×7, facilitating access to the best lenders providing emergency loans in Ireland. When we include a lender on our panel, we make sure they have affordable loan offers. This is why we receive numerous applications every year from loan applicants seeking speedy funds for varied purposes. If you need money for urgent expenses, let us find you the most budget-friendly deals offered by our lenders.

Read Faq

Frequently Asked Questions

Yes, you can avail funds as many lenders process funds faster than you can imagine. After all, fast loans are for quick funding purposes only. If you submit the correct details while applying, lenders may provide you with speedy funds right after loan approval.

Yes, several lenders do allow taking a joint quick loan. The income and credit records of both applicants are assessed, and both are equally responsible for repayments. This, in fact, helps you borrow a bigger amount at a lower interest rate.

Enquiry Now!