Quick Loans
Compare, apply and relax…we bridge you to instant cash loans in 1 hour.
How much do you need?
quick loan?
A quick loan is a short-term personal loan for temporary and urgent needs like a sudden medical emergency. These loans in Ireland may not need a personal guarantee or collateral to secure the repayments. However, you need to prove your creditworthiness by providing income and employment stability proof.
We pick the lender who can offer you a loan without credit score or employment status constraints. It means you can apply with a good, fair or bad credit score, but you just need to have a strong repayment ability. Similarly, whether you are employed, self-employed, a freelancer, or a part-time worker, loan providers do accept applications.
Features of Quick Cash Loans
Get an loan quote to get started
The process to apply for these loans is entirely digital. You can even upload the documents digitally, as the application process is device-friendly.
Fill out an online application form where you need to put a few financial and personal details, and submit. This one form will be used to assess your repayment ability.
Through a soft credit score check, we find the lenders that can approve you for funds as per your current income status. Due to plenty of loan providers, you always get multiple options.
After credit assessment, we can easily match you with the lenders providing an instant cash loan in 1 hour without documents. They all offer their best deals on interest rates.
Now it is your turn to play your part and compare all the loan companies and their loan offers we have shortlisted for you. Compare deals on interest rate, repayment schedule, etc.
Decide and accept a loan offer. Once you do so, the concerned lender processes funds and sends you money through an electronic fund transfer.
Use the funds for any purpose, as there is no constraint. But don't forget to pay timely instalments, as a late payment penalty may apply, and your credit score can be affected too.
Purpose
For the following major purposes, you can rely on cash loans and solve your financial concerns in no time.
Urgent expenses like car repair and medical bills can be covered.
Pay overdue electricity, gas or water bills before it is too late.
Settle or consolidate small debts by availing quick funds online.
Cover moving or relocation expenses, avoiding additional burden.
Can I get quick loans despite bad credit?
Yes, you can get urgent loans for bad credit in Ireland, considering your credit purchasing power. No need to mention, lenders always have doubts about the repayment ability of a poor credit applicant. But don't worry, as you can work on some factors to get an instant decision and receive funds.
You can choose better when comparing when you know about both the good and the bad sides of quick loans.
Aspect | Advantages | Disadvantages
|
Accessibility | 100% digital and easy application | Some lenders, like credit unions, have partial paperwork. |
Speed | Instant approval and same day funding | Speedy process provokes overborrowing |
Credit flexibility | Available for all types of credit score applicants | Higher interest rate is for fund seekers with bad credit score |
Repayment | Short-term and affordable due to customisation. | Burdensome for the monthly budget if you fail to get a low rate. |
Transparency | Clear terms and upfront costs | Possibility of hidden fees with poor credit lenders. |
The loans available with instant approval decisions can be counted as quick loans. There are multiple options to consider if you are desperately asking, “I need financial help immediately” for an urgent need.
These are just like instant loans with a different term used by several lenders. These too have the same feature of providing instant funds in a few hours after approval.
These loans are specifically available for people with poor credit. But the interest rate is high considering the risky profile of applicants with a less-than-perfect credit record.
A small tenure loan product, like other fast loan types, that can be qualified for as per your credit purchasing power. Borrow for any need, as there is no constraint on the purpose.
Borrow funds and repay in easy instalments. These loans are a type of quick, same-day loans that you can manage to pay back effortlessly after using them for any purpose.
Considering the speed of both the quick and payday loans, you may find both loan products similar. Well, are these funding sources same or different? Many of our customers doubt it. The comparison below will also reveal the cheapest loans.
Quick Loans | Payday Loans |
For general short-term needs | Cover urgent expenses until next payday |
3 months to 2 years loan tenure
| One-month loan tenure |
Moderate interest rate
| High interest rate |
Ideal for short-term or urgent needs | Ideal for one-time and urgent needs
|
Available at lending and broker platforms | Available at direct lender platforms usually |
You can consider us for a quick loan due to the following potential reasons. For digitally excluded applicants or those with less mobility, we even offer quick doorstep loans with instant decision.
All the work of assessment, getting matched to lenders, shortlisting lenders, and receiving loan quotes happens online only.
To match with the suitable lenders, we perform a soft check assessment without affecting your credit score.
Our panel selects only trusted and established lenders, as only they can provide dependable loan services.
Apply for loans with a good, fair or poor credit score. We have loan options and lenders for all credit types.
You get side-by-side comparisons as per interest rate, repayment ability and other filters for your financial needs.
Finloanhub is available 24×7, facilitating access to the best lenders providing emergency loans in Ireland. When we include a lender on our panel, we make sure they have affordable loan offers. This is why we receive numerous applications every year from loan applicants seeking speedy funds for varied purposes. If you need money for urgent expenses, let us find you the most budget-friendly deals offered by our lenders.
Yes, you can avail funds as many lenders process funds faster than you can imagine. After all, fast loans are for quick funding purposes only. If you submit the correct details while applying, lenders may provide you with speedy funds right after loan approval.
Yes, it is safe to get instant loans as long as you choose a genuine lender. Always make sure that the loan provider company is registered. Also, read reviews of other borrowers to know how satisfied they are.
You don't need to go anywhere. Just look online or hire an online loan broker and fill out just one application as per your loan requirements. You will get matched to plenty of deals as per your creditworthiness.
You can consider taking loans from a credit union if you are a member, or you can apply for overdraft or salary advance programs. Local assistance programs are also available. If not, a guarantor loan can also be an option.
You need the following documents. –
Six-month income proof, like salary slips or tax returns, if self-employed.
Yes, several lenders do allow taking a joint quick loan. The income and credit records of both applicants are assessed, and both are equally responsible for repayments. This, in fact, helps you borrow a bigger amount at a lower interest rate.
Yes, you can, but that depends on your current lender and your repayment record of the current loans. However, taking multiple loans can affect your credit purchasing power and can also affect your credit mix.
Yes, you can do that, but make sure that your new loan has a lower interest rate and affordable repayments. Otherwise, it can cause a financial strain, making it challenging to repay funds easily. For example, if you have already availed of a car loan and a few repayments are still due. You can use these quick cash loans to pay off that previous loan, but if you find an interest rate on the cheaper side.
Yes, some lenders do offer flexible repayments. It means you can change your repayment data, but this cannot be done repeatedly. You need to inform the lender about your circumstances and mention a practically possible change in the date.
Not all, but several loan-providing companies do offer fast loans to students. But the applicants either should have an income or a guarantor supporting their loan application.